- Fertility specialist consult and assessment (OHIP-covered)
- Dedicated care team
- Cycle set-up and cycle coordination
- Cycle monitoring (bloodwork and ultrasounds)
- Egg retrieval procedure
- Sperm wash and preparation
- Fertilization (standard IVF or ICSI)
- Extended embryo culture
- Embryo freezing
- One-at-a-time embryo transfers (fresh and frozen)
Ontario Fertility Program. No waitlist.
Government-funded
IVF at Twig.
OFP-funded cycles are available now with no waitlist. Eligible patients can begin their journey right away. We'll guide you through every step.
- $0 Cycle FeeThe OFP covers the cycle itself. Medications and add-ons are separate.
- No WaitlistBegin treatment the same month you enrol.
- No Referral RequiredBook your initial consult directly online.
Eligibility
Am I eligible for a funded IVF cycle?
Answer the three questions below to find out whether you might be eligible.
Ontario Resident
You must be an Ontario resident with a valid Ontario Health Insurance Plan (OHIP) card at the time of treatment.
Under 43 Years Old
You must be under the age of 43 at the time of your OFP-funded cycle.
First Funded Cycle
Have not previously used your OFP-funded cycle. The OFP provides one funded cycle per eligible individual, including all embryo transfers from that cycle.
Treatment plan in place
The OFP requires a documented IVF treatment plan from a participating fertility clinic. Your plan is built collaboratively with our team. As a participating fertility clinic, Twig handles the documentation requirements so you don’t have to chase forms.
Coverage
What's covered. And what's not.
Funded IVF is delivered by the same REIs, in the same lab, with the same standards as a self-pay cycle. The only difference is who pays for it.
- Care for individuals without a valid OHIP card
- Fertility medications (approximately $4,000 to $8,000+ depending on protocol)
- Preimplantation Genetic Testing (PGT) biopsy and testing fees
- Costs related to the use of donor sperm and/or donor eggs
- Cryostorage fees for eggs, sperm, or embryos
- Shipping fees for eggs, sperm, or embryos
- CHLOE™ AI Embryo Quality (EQ) Report & Embryo Viewer
Many out-of-pocket costs qualify for Ontario's Fertility Tax Credit (25%) and the federal Medical Expense Tax Credit.
How It Works
From first visit
to funded cycle.
Book your consult
Your first consult with a Twig fertility specialist is covered by OHIP. No referral is needed. Book online in minutes.
Book OnlineAssessment & Plan
Your specialist will review your history, recommend any necessary tests, and meet with you to discuss a treatment plan.
OFP Eligibility
Twig submits for eligibility approval. Currently, there is no waitlist at Twig.
Begin your cycle
Once approved, your funded IVF cycle begins once you report your Day 1, from medications and monitoring through retrieval and transfer.
Tax Credit
Ontario Fertility Tax Credit.
Ontario residents benefit from a refundable tax credit covering 25% of eligible fertility-related expenses incurred each calendar year up to a maximum of $5,000.
- IVF, IUI, and egg freezing
- Fertility medications
- Cryostorage (egg, sperm, embryo) fees
- Diagnostic testing
- Travel for treatment
Federal credit: The Medical Expense Tax Credit (METC) may also apply to many of these expenses. Consult your accountant for personalized advice.
Also Funded
Fertility preservation may also be funded.
Medically necessary fertility preservation, including egg or sperm freezing before chemotherapy or gender-affirming surgery, is funded once per lifetime for those who qualify. Your Twig physician will determine eligibility before submitting a funding application.
- Before chemotherapyEgg or sperm freezing prior to gonadotoxic treatment.
- Before gender-affirming surgeryPreservation ahead of hormone therapy or surgery.
- Other medical necessityAssessed case by case with your Twig physician.
Common Questions
Answers, before you ask.
To be eligible for OFP funding, you must be an Ontario resident with a valid Ontario Health Card (OHIP) at the time of treatment.
No. Only the individual planning to carry the pregnancy needs to be under 43 years old at the time of retrieval.
Each eligible individual receives one funded IVF cycle per lifetime, regardless of clinic. If you’ve previously used your funded cycle elsewhere, you would not be eligible for another.
OFP-funded cycles can be managed across both of our Toronto locations. Cycle monitoring and diagnostic testing are available at either our Midtown or our Downtown clinic, whichever is more convenient for you. Egg retrievals and embryo transfers take place exclusively at our Midtown location, where our embryology lab is based.
No. Twig Fertility currently has no waitlist for funded IVF cycles. Once your IVF treatment plan is in place with one of our REIs and eligibility is confirmed, you can begin your funded cycle right away.
No referral is needed. You can book your initial consult yourself online. Your first appointment with a fertility specialist is covered by OHIP.
Medications (approximately $4,000 to $8,000 depending on protocol), genetic testing (PGT), costs related to donor sperm or eggs, shipping, embryo storage, and CHLOE™ AI Embryo Quality add-ons. Many of these expenses qualify for the Ontario Fertility Tax Credit.
Yes. Ontario offers the Fertility Tax Credit, which covers 25% of eligible out-of-pocket fertility expenses up to $20,000 per year (maximum tax credit of $5,000 annually).
Yes, when it’s medically necessary. The OFP funds fertility preservation prior to treatments that may affect future fertility, such as chemotherapy, radiation, or gender-affirming surgery. Elective (non-medical) egg freezing is not eligible for OFP funding.
No. Funded IVF cycles are reserved for patients actively trying to become pregnant. Embryo banking for future use is not eligible for OFP funding.
No waitlist · No referral
No waitlist for funded IVF.
Book your OHIP-covered consult. We'll meet, build your plan, and submit for OFP eligibility on your behalf. Your funded cycle begins when you report Day 1.

